Wednesday, March 18, 2009

go digital...get organized part 3

Do you have a home computer? What about a cell phone, digital camera, PDA, etc? Did you know that along with their intended purposes, these devices can actually help you get more organized too? This week, I wanted to talk a little bit about how you can use digital technology to get more organized. Check back for the rest of the week for more ideas.

Finances:

Did you know that you can track nearly all your finances on the Internet? Yup, that’s right; you can do pretty much everything from banking to bill paying with a click of the mouse! It may seem overwhelming at first but all you need to do is contact your bank, your credit card companies, utility companies, loan organizations, and even your mortgage company and they will probably help you to transfer you account to a “paperless” account or an “e-account” which means that instead of receiving a paper statement every month, you will receive an e-mail with you information. You can print off the statement if you wish and most companies have advantages for their customers who choose the paperless options.


Going digital with your finances will save you time and money (no postage). Most financial institutions now have safe and secure online payment programs. You can easily set up an account and have payments taken out automatically every month or you can set the amounts each month. There are numerous options available to make the process fast and efficient.


Think of the simplicity of this situation: your paycheck is directly deposited into the bank account of your choice, all your bills, monthly payments, church tithe, etc. are directly charged to your credit card each month and then at the end of the month your credit card payment is automatically withdrawn from your bank account which is then replenished with your next paycheck! No paper statements, no writing or mailing checks, no worrying that you might miss a payment or lose your statement because everything is automatic and digital. Well, this is how my husband and I have our finances set up and it is great! We have our passwords and can see where our money is at any moment during the day so our checkbooks are always balance.


Going digital with your finances could potentially save you tons of time, space, money…and your sanity. Get started this week.


For more organizing ideas, visit my website: www.andreadekker.com

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